Dexterity CE

Jason is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage. Prior to his role as a licensed loan officer for Open Mortgage, Jason was an Advisor in the High Net Worth and Financial Planning space in various licensed roles over 20 years bringing a passion for advisor development and high-quality client outcomes. This background working with the full spectrum of Senior-related issues (to include Long-Term Care funding, Annuities, Medicare solutions, Estate Planning, Legacy Planning, Retirement Income planning) led him down a years-long path to discover how misunderstood and underutilized the Reverse Mortgage/Line of Credit is leading to less than optimal outcomes for people who sacrificed their whole life to get to the point of eligibility. Jason brings leadership experience both formal and informal from Vanguard, USAA, Department of Veteran’s Affairs, and the US Army Reserve among other Fortune 500 financial services companies throughout his career.

Jason’s military experience as a paratrooper leading a Psychological Operations team included a tour in Iraq (2003) where he was most notably awarded a Bronze Star Medal, Purple Heart, Army Commendation Medal, Combat Action Badge, among others.

His formal education includes a Finance degree from The Ohio State University and an M.B.A. from Arizona State University. His current active professional designations include the CFP®, ChFC®, CLU®. In his spare time, he enjoys spending time with his 9-year-old son C.J., coaching youth sports, volunteering with Veterans groups, road trips (checking off National Parks), and open water swimming.

Throughout his career, a fiduciary standard, ethics, empathy, an insatiable quest for learning, and integrity have been the foundation of his success. Education, mutual respect, and clear, direct communication are the foundation for the best client relationships.

Annemarie is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage.

Greg is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage.

Carlos Camargo is a National Speaker, Award-winning Reverse Mortgage Specialist & Branch Manager for Open Mortgage, LLC. as well as a Certified Instructor for Dexterity CE. Carlos obtained his Bachelor of Science Degree in Business Administration with majors in Finance, Real Estate & Insurance from California State University, Northridge. Prior to obtaining his degree, Carlos served in the U.S. Air Force as a Law Enforcement Police Officer. He was awarded the Air Force Commendation Medal for Meritorious Service prior to being Honorably Discharged as a Non-Commission Officer. His professional sales experience includes working domestically and internationally for Fortune 500 companies in the Banking, Real Estate, Mortgage Lending (Traditional and Reverse loans), and Software and Technology industries. Carlos continued his emphasis on studying Real Estate and was awarded the California Dept. of Real Estate Salesperson License in 2003 and the Calif. Dept. of Real Estate Broker License in 2007.

For over 19 years, Carlos has served customers in Southern California with primary emphasis on Ventura, Los Angeles, & Santa Barbara Counties and for the past 15 years he has specialized in educating older homeowners, their families, advocates, and trusted advisors about the Pros & Cons and Strategic uses of Reverse Mortgages for Retirement Planning. Carlos started his Reverse Mortgage career in 2007 with Wells Fargo and has been a sought-after speaker for National Conferences including the National Reverse Mortgage Lenders Association. Locally he has been a Speaker for the Camarillo Healthcare District, Cabrillo Economic Development Corp., and the Ventura County Coastal Association of Realtors. Carlos believes it is his mission to educate and inform as many seniors as possible, their advocates, and trusted advisors about today’s reverse mortgage programs with the goal of helping people understand the power and value of Home Equity and how it can enhance Retirement Success Rates in Ventura, Los Angeles, and Santa Barbara Counties. Carlos has been married to his wife, Tracy, for 24 years. They have been Foster Parents here in Ventura County for 9 years and were able to Adopt 3 of their 4 girls.

Maureen Schwartz is a Certified CE Instructor for Dexterity CE and a Reverse Mortgage Specialist with Open Mortgage. Over the past 15 years, as a reverse mortgage professional, she has been educating and assisting homeowners, Realtors, financial planners, attorneys, and many others on reverse mortgage loans and how to best structure them to fit each individual’s specific scenario. She is available for complimentary one-on-one consultations with homeowners and educational meetings on reverse mortgages for professionals. Additionally, she teaches a popular class “Understanding Reverse Mortgages” at her local colleges. You can reach her directly at (707) 843-9166. Her office is in Santa Rosa, California, in beautiful Sonoma County wine country. Primarily she serves the Greater San Francisco Bay Area including the counties of Sonoma, Napa, Marin, San Francisco, Santa Clara, San Mateo, and the East Bay. However, her State of California NMLS License, # 582977, allows her to do reverse mortgages throughout the state.

Ray and Kimberly Gedstad, (CRMP, MBA, Ph.D.) are Certified CE Instructors for Dexterity CE and Reverse Mortgage Specialists with Open Mortgage. Earning the distinguished designation as a Certified Reverse Mortgage Professional (CRMP®) exclusively specializing in reverse mortgages. What a husband-wife team! We are licensed in CO, CA, TX, AZ, NM, IN, OK, FL, WA, and more if needed! Our team brings a unique passion to sharing information about the HECMs (Home Equity Conversion Mortgage) and all proprietary products. This sets us apart as we intertwine our professional mortgage experience with our passion for education and helping clients in a concierge service team approach. We do believe better is possible!

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Dave is a certified CE Instructor for Dexterity CE and a Branch Manager with Open Mortgage. Better is possible. It's our core belief, and it's also our benchmark. We strive to bring you a better mortgage experience for all your life's big moments. We're committed to providing you with unparalleled support, transparent communication, and a partnership built on trust.

Sue is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with MTG Family Mortgage. She has been in mortgage lending for 26+ years, specializing in Reverse Mortgages for the last 13+ years. She is a proud WSU alum and is focused on educating and helping seniors with their loan financing options. She believes customers should make an informed choice regarding their mortgage loan, one they will be happy with long-term. Previously, Sue held a position that included training others in originating the HECM loan product.

Michael Gonzales is a certified instructor for Dexterity CE and a mortgage loan originator NMLS# 221988. He has been in the industry for over 19 years and was one of the first in Kansas to offer continuing education courses to industry professionals on Home Equity Conversion Mortgages (HECMs). He feels the loan program can significantly help seniors' financial situation, quality of life, and retirement plans.

Sean is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage.

Robert Bearce is a Certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage. For the past 22 years, he has been providing home lending options for purchasing and refinancing your dream home or investment property, with you from start to finish! Robert is licensed in Missouri, Kansas, Iowa, Florida, and Louisana. He is from Parkville, Missouri, and is married with three children. He has a passion for family, music, songwriting, and helping people achieve their dreams!

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Marie is a certified CE instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage. Marie has earned the distinguished designation as a Certified Mortgage Planning Specialist (CMPS®) who specializes in traditional and reverse mortgages. She obtained her Business Administration - Finance degree from Oklahoma State University in 2008. She married her high school sweetheart 20 years ago and is a proud mother of 4 amazing children. Marie believes that every situation is unique and she is passionate about helping her clients choose the best mortgage options available to them.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Dave is a certified CE Instructor for Dexterity CE and a Branch Manager with Open Mortgage. Better is possible. It's our core belief, and it's also our benchmark. We strive to bring you a better mortgage experience for all your life's big moments. We're committed to providing you with unparalleled support, transparent communication, and a partnership built on trust.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Larry is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator for Open Mortgage. Focused on educating real estate agents about the mortgage side of a transaction, he is a Certified Veteran Mortgage Advisor and host of a live stream Q&A with 1,000s real estate agent subscribers that has been running weekly for over 2 years. His ultimate goal is to empower every single real estate agent with enough practical mortgage knowledge they need to convert more clients and win more contracts without the need to ask a loan officer for help.

Sandy is a certified CE Instructor for Dexterity CE and a Mortgage Loan Originator with Open Mortgage. For the past 16 years, she has concentrated exclusively on reverse mortgages, assisting seniors with products that work best for them and their retirement needs.

She believes education is the key to the HECM loan process. Her goal is for everyone to know the facts regarding the reverse mortgage. How it affects the senior, the heirs, attorneys, financial advisors, and anyone involved in the decision-making process.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Zeb is the Senior Director of Learning and Development at Dexterity CE and Open Mortgage. He is a tenured Instructor of English at LSCPA. During his time there he built all of the online courses currently used in distance education, as well as built, mapped, and developed the curriculum for in-class lectures. He has researched and developed all origination, compliance, and training courses. He has taught online, in class, in federal prisons, and in hybrid platforms.

Dave is a certified CE Instructor for Dexterity CE and a Branch Manager with Open Mortgage. Better is possible. It's our core belief, and it's also our benchmark. We strive to bring you a better mortgage experience for all your life's big moments. We're committed to providing you with unparalleled support, transparent communication, and a partnership built on trust.